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Showing results for tags 'debt'.
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Hi Ladies (and lurking Gents), So earlier this year I was re-baptized into my old church. Part of the reason I was drawn back to the church is the emphasis on, and help it provides in regards to budgeting and saving. There are basically only two things we are encouraged to go into debt for, home loans, and student loans if we can't avoid them to further our education. Of course families are free to choose if that is going to be their lifestyle but I've been more and more drawn to really watching where our money goes and saving this past year. I grew up poor so of course when I was first offered a credit card to buy clothes I couldn't normally afford, I jumped on the opportunity and thus began my toxic relationship with spending above my means. Both my husband and I are trying to break ourselves of this sort of lifestyle. The sad thing is, we would have enough money to be very comfortable and practice saving if we weren't paying so much interest on things. So I was wondering if any of you have heard of Provident Living and what your tricks and tips are for saving, getting out of debt, preparing meals, emergency preparedness, DIY projects, etc...